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What to know before closing on a home

Congrats! You’ve officially achieved your goal of home ownership and now it’s time to close. Working together with your Realtor, mortgage lender, and a title company you’ll be finished in no time. Here’s a checklist to help speed up the... READ MORE

Protect your land with title insurance

New Jersey is one of the oldest states in the country. Property history stretches back hundreds of years. The East Jersey Board of Proprietors was the oldest land-owning corporation in U.S. history until it folded in 1998, after 314 years.... READ MORE

Ready to purchase a home? Take these steps to get pre-approved

If you’re thinking about buying your first home, getting pre-approved for a mortgage is the first step. During the pre-approval process, your mortgage lender accesses details about your income, debt, assets, and credit score. Before applying for a mortgage, there... READ MORE

What does your title insurance cover?

Title insurance is part of your closing costs. But what do you get when you buy title insurance? Unlike other insurance which protects your assets against future events, title insurance is for loss prevention. It is meant to defend your... READ MORE

How to Avoid a Dream Home Nightmare!

Picture yourself in your dream home you have purchased after years of saving. Could life be any better? Look, there’s Joe the mailman parking his mail truck right in front of your house. You open your front door; he has... READ MORE

Title insurance is part of your closing costs

House insurance isn’t the only policy you need to set up when you buy a new home. You also need title insurance. Title insurance is required by lenders to protect against claims to the ownership of the property. In Pennsylvania,... READ MORE

Should you get title insurance?

We all want to save a few bucks, especially when buying a house. There are so many expenses that come from closing a sale. One of them is title insurance. Do you need title insurance? Is it worth it? Title... READ MORE

What does a closing agent do?

Mortgage loan closings are considered one of the most stressful times for homeowners. But, if the process is handled by a knowledgeable professional, the stress can be minimized. The mortgage loan closing process is managed by a settlement agent who... READ MORE

Don’t break the property chain!

A chain is only as strong as the weakest link. When you buy a new property, you’re just another link in the chain of a long line of owners. Each previous owner has left their mark on the chain. Some... READ MORE

Before buying a new home, check out what’s around it

You and your significant other have decided to take the plunge and go from living in an apartment for years to hunting for a home. You both have good jobs, no kids yet and you want to take a leap... READ MORE