Four steps to a less stressful home purchase

45857577 - screaming young couple with falling stack of boxesWhether it’s your first or 15th home purchase, the buying process can be stressful. You can’t eliminate all the uncertainty and complications of such a large purchase, but here are some practical ways that you can make the home-buying process a much less stressful experience:

Know what you can afford. Get pre-approved for a home loan before you start home shopping.There’s no point in looking at homes that are out of your price range.

Know what you want. Condo? Ranch? Suburban castle? Have a clear picture of where you want to live and what type of housing you’re interested in. This will help your real estate agent home in on properties that are most likely to be the right fit for you and your family.

Pick the right home loan. A myriad of options are available for buyers of all incomes and financial situations. Take the time to find the one that’s best for you.

Make an educated offer. Price is only one part of an offer on a home. There are timelines to follow, requests you can make, and much more. It helps to have a professional real estate agent in your corner to help you make a quality offer and explain contracts, closings and contingencies to you.

Buying a home is exciting, but can be complicated with mortgages, contracts, inspections and negotiations all playing a role. Plan well and work with professionals to eliminate stress and get the home you want.